Fixed Income
We have entered into tie-ups with leading companies / institutions for distribution of fixed income products, namely Non-Convertible Debentures, Infrastructure / RBI Bonds, Company Deposits, etc.
HDFC Fixed Deposit Rates:
Effective November 22, 2016
PREMIUM DEPOSITS (Fixed Rates) | |||||
---|---|---|---|---|---|
Period | Monthly Income Plan | Quarterly Option | Half-Yearly Option | Annual Income Plan | Cumulative Option |
INDIVIDUALS | |||||
Interest Rates On Deposits Upto ₹ 2 Crore (p.a.) | |||||
15 months | 7.45% | 7.50% | 7.60% | – | 7.75% |
22 months | 7.50% | 7.55% | 7.65% | 7.80% | 7.80% |
30 months | 7.45% | 7.50% | 7.60% | 7.75% | 7.75% |
44 months | 7.50% | 7.55% | 7.65% | 7.80% | 7.80% |
TRUSTS & INSTITUTIONS^ | |||||
Interest Rates On Deposits Upto ₹ 10 Crore (p.a.) | |||||
20 months | 7.40% | 7.45% | 7.55% | 7.70% | 7.70% |
40 months | 7.40% | 7.45% | 7.55% | 7.70% | 7.70% |
Minimum Amount (₹ ) | 40,000 | 20,000 | 20,000 | 20,000 | 20,000 |
^ Individuals can also place deposits under this option. |
REGULAR DEPOSITS (Fixed & Variable Rates) | |||||
---|---|---|---|---|---|
Period | Monthly Income Plan | Quarterly Option | Half-Yearly Option | Annual Income Plan | Cumulative Option |
INDIVIDUALS & TRUSTS | |||||
Interest Rates on Deposits upto Rs. 5 crore (p.a.) | |||||
12-23 months | 7.35% | 7.40% | 7.50% | – | 7.65% |
24-60 months | 7.35% | 7.40% | 7.50% | 7.65% | 7.65% |
Minimum Amount (₹ ) | 40,000 | 20,000 | 20,000 | 20,000 | 20,000 |
Interest Rates on Deposits exceeding Rs. 5 crore (p.a.) | |||||
12-23 months | 7.30% | 7.35% | 7.45% | – | 7.60% |
24-60 months | 7.30% | 7.35% | 7.45% | 7.60% | 7.60% |
Recurring Deposits Plan (RD) Fixed Rate Installment Deposit Plan (For Individuals Only) |
|
---|---|
Period Of Deposit | ROI (P.A.)# |
12-60 Months | 7.35% |
Minimum Monthly Savings Amount ₹ 2,000/-
# Subject to TDS
- Senior Citizens (60 years+) will be eligible for an additional 0.25% p.a. on deposits upto ₹ 1 Crore (Other than Recurring Deposits)
- For Cumulative Interest option & Recurring Deposits Plan, interest is compounded annually.
Interest rates are subject to change and the rate applicable will be the rate prevalent on the date of deposit.